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Real-time payments are processed in real-time and there's no need to wait for bank holidays or business hours. RTP transactions also have a higher degree of accuracy than ACH and wire transfer transactions because they aren't processed in batches. Additionally, RTP allows for more data to be associated with each payment, making it easier to track and process payments.
However it is crucial to keep in mind that RTP is still a relatively new technology and not all banks are able to participate. Not all US financial institutions can receive or process an RTP payments and there's no guarantee that the funds transferred through this method will be reimbursed in the event of fraud. This is among the primary reasons why many businesses don't use this payment rail. However, it's worth considering for those who want to transform the way your company processes payments. RTP, a new electronic payment system was launched in 2017. pop over to this web-site has a variety of commercial applications, including for payroll, utility bill payments and insurance payments.